Color of Money Risk Analysis

1. My primary financial goal is:

Preserving my assets

Leaving a legacy

Maximizing my income

Growing my assets

2. When it comes to investments and financial decisions, I consider myself:

Not very knowledgeable

Somewhat knowledgeable

Knowledgeable

An expert

3. On the road to retirement, I am:

Retired, I made it

Less than five years away

Five to 10 years away

More than 10 years away

4. My attitude toward investing is:

A small loss would concern me

I understand investing has some risks, but I am conservative

I am growth oriented, and I understand my investments may go up or down

I am aggressive, and I want to grow my assets. If my investments lose value, I might invest more

5. Including all sources, my current household income is:

Under $50,000

$50,000 - $99,999

$100,000 - $249,999

$250,000 - $499,999

$500,000 or more

6. During retirement, I will rely on investment income:

Heavily

Moderately

Somewhat

Not at all

7. Social Security, a pension and some other forms of retirement cash flow are fairly stable income sources. I consider my retirement income sources to be:

I don’t have retirement income sources

Unstable

Somewhat stable

Very stable

8. Not including my primary residence, my net worth is:

Under $250,000

$250,000 - $499,999

$500,000 - $999,999

$1,000,000 - $1,999,999

$2,000,000 or more

9. Historically, inflation averages 2-3 percent per year. Relative to inflation, I would like my investments to:

Keep pace with inflation with minimal risk

Moderately outpace inflation with some long-term risk

Significantly outpace inflation with moderate long-term risk

Maximize performance with substantial long-term risk

10. If I invested $250,000 for five years, I would be most comfortable with the following best and worst case scenario:

Worst: $270,000 | Best: $300,000

Worst: $250,000 | Best: $330,000

Worst: $230,000 | Best: $375,000

Worst: $200,000 | Best: $450,000

11. If my investment lost 20 percent of its value, I would:

Immediately sell the investment

Change to a more conservative investment option

Stay the course

Add to the investment while its value is down